Income Tax Calculator FY 2025-26
Compare old and new tax regime for FY 2025-26 (AY 2026-27) and see which costs you less. An estimate only.
HRA Exemption Calculator
Enter your salary, HRA and rent to see how much HRA you can claim as exempt.
Your files stay with you. Your files never leave your browser. This tool runs on your device: nothing is uploaded to our servers, so there is nothing for us to store or see.
How to use it
- Enter basic plus DA, HRA received and the rent you pay.
- Say whether you live in Delhi, Mumbai, Kolkata or Chennai.
- Read the exempt and taxable HRA with the three amounts compared.
Questions people ask
How is HRA exemption calculated?
It is the least of: the HRA you receive; your rent minus 10% of basic plus DA; and 50% of basic plus DA in Delhi, Mumbai, Kolkata and Chennai, or 40% elsewhere.
Can I claim HRA in the new tax regime?
No. HRA exemption is available only in the old regime. Compare both regimes with the income tax calculator.
Do I need rent receipts?
Keep them, and a rent agreement. If your yearly rent is more than Rs 1,00,000 you must give the landlord's PAN to your employer.
Want this inside your own account?
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